We Are a Dynamic and Forward-Thinking Legal Team,

Juleo Armen Sitepu, S.H., M.H.

Juleo is a founding partner and the Managing Partner of SGS Law Firm. His practice focuses on criminal litigation and commercial dispute resolution. He has extensive experience advising and representing corporate and individual clients in a wide range of legal matters.

Throughout his career, Juleo has assisted corporate clients in navigating disputes involving their business operations and commercial relationships. His experience spans criminal investigations, court proceedings, negotiations and settlements. He approaches each matter with a focus on protecting his clients’ legal interests while understanding their business priorities and practical needs.

Juleo holds a Bachelor of Laws (S.H.) from the Faculty of Law at Universitas Diponegoro and a Master of Laws (M.H.) from Universitas Gadjah Mada. He is currently pursuing a doctoral degree in law at Universitas Pelita Harapan.

Juleo actively assists our clients across these key areas:

• Commercial and General Litigation
• Consumer Protection
• Criminal Law
• Retail Business Law
• Arbitration and Alternative Dispute Settlement
• Real Estate and Property Law

Bachelor of Laws (S.H.) – Universitas Diponegoro

Master of Laws (M.H.) – Universitas Gadjah Mada

Juleo actively assists our clients across these key areas:

• Commercial and General Litigation
• Consumer Protection
• Criminal Law
• Retail Business Law
• Arbitration and Alternative Dispute Settlement
• Real Estate and Property Law

Bachelor of Laws (S.H.) – Universitas Diponegoro

Master of Laws (M.H.) – Universitas Gadjah Mada

Benaya Ari Patra Sitorus, S.H.

Benaya is a Founding Partner at SGS Law Firm, heading the firm’s Corporate, Financial Technology (FinTech), and Insurance practice groups. He brings a distinguished combination of top-tier private practice expertise and extensive client-side leadership, having served both as external counsel and in-house legal advisor to major multinational corporations and high-growth technology enterprises.

Benaya launched his legal career at Harvardy, Marieta & Mauren – Attorneys at Law, where he handled complex cross-border mergers and acquisitions, FinTech regulations, insurance compliance, employment law, commercial litigation, and general corporate transactions. Demonstrating exceptional domain expertise in the financial services sector, Benaya was seconded in 2020 and 2021 as in-house legal counsel to two of Indonesia’s premier multinational insurance companies, where he managed the legal due diligence, regulatory alignment, and corporate execution for major M&A deals.

His track record is further backed by hands-on in-house experience across key tech and financial industry verticals. He has served as in-house counsel for a leading IT company, a market-leading insurance brokerage firm, and one of Indonesia’s pioneer peer-to-peer (P2P) lending FinTech platforms.

Holding a Bachelor of Laws (S.H.) from Universitas Diponegoro, Benaya regularly guides financial institutions, digital platforms, and corporate clients through complex regulatory frameworks under the Financial Services Authority (Otoritas Jasa Keuangan — OJK) and Bank Indonesia.

Benaya actively assists our clients across these key areas:

• General Corporate and Litigation
• Insurance Law
• Finance and Investment Law
• Mergers and Acquisition
• Financial Technology (Fintech)
• Intellectual Property Law
• Antitrust Law

Bachelor of Laws (S.H.) – Universitas Diponegoro

Benaya actively assists our clients across these key areas:

• General Corporate and Litigation
• Insurance Law
• Finance and Investment Law
• Mergers and Acquisition
• Financial Technology (Fintech)
• Intellectual Property Law
• Antitrust Law

Bachelor of Laws (S.H.) – Universitas Diponegoro

Gavrila Mario Saimima, S.H.

Gavril is a Senior Associate at SGS Law Firm with extensive experience representing domestic and international clients across commercial litigation, corporate insolvency, employment law, and intellectual property. He combines sharp procedural tactics with commercially pragmatic advisory to assist corporations, financial entities, and individual clients through complex contentious disputes, debt workouts, and regulatory matters.

Gavril developed a foundational passion for advocacy and procedural law during his academic tenure at Atma Jaya Catholic University of Indonesia, where he represented his university in the prestigious National Moot Court Competition of the Constitutional Court (Mahkamah Konstitusi). This early exposure to high-level legal argument and judicial reasoning laid the groundwork for his specialization in court-supervised restructuring, constitutional mechanics, and trial advocacy.

Prior to joining SGS Law Firm, Gavril built a robust private practice background as an Associate at Yulius & Partners Law Firm and subsequently at Yudha Dewi Setiawan Sihombing Law Firm. Across his career, he has successfully managed complex civil claims, labor disputes, corporate restructuring schemes, and general corporate transactions—delivering end-to-end legal support from pre-litigation risk mitigation to courtroom advocacy.

Gavril actively assists our clients across these key areas:

• Criminal Litigation
• Civil Litigation
• Alternative Dispute Resolution
• Labor Law
• Real Estate and Property Law
• Debt Restructuring and Bankruptcy

Bachelor of Laws (S.H.) – Universitas Katolik Indonesia Atma Jaya

Gavril actively assists our clients across these key areas:

• Criminal Litigation
• Civil Litigation
• Alternative Dispute Resolution
• Labor Law
• Real Estate and Property Law
• Debt Restructuring and Bankruptcy

Bachelor of Laws (S.H.) – Universitas Katolik Indonesia Atma Jaya

Fatimah Fitri Emilifia, S.H., M.H.

Fitri is a Senior Associate at SGS Law Firm specializing in banking law, credit risk mitigation, debt restructuring, and financial dispute resolution. She possesses an exceptional dual background, combining extensive in-house banking experience with strategic private-practice advocacy to safeguard clients’ commercial and legal positions in high-value financial matters.

Prior to joining SGS Law Firm, Fitri built a distinguished career within the banking sector at one of Indonesia’s major state-owned financial institutions (Bank BUMN). During her tenure, she managed credit administration, credit risk analysis, and regulatory compliance across complex financial transactions. Leveraging this institutional insight, Fitri regularly advises financial institutions, corporate creditors, and institutional investors on non-performing loan (NPL) recovery strategies, legal opinions, demand notices (somasi), pre-litigation negotiations, and creditor representation in court-supervised restructuring and insolvency proceedings.

Fitri holds both a Bachelor of Laws (S.H.) from Universitas Diponegoro and a Master of Laws (M.H.) from Universitas Gadjah Mada, two of Indonesia’s top-tier law faculties. She is widely recognized for her rigorous analytical approach, pragmatic problem-solving, and strategic mindset in managing credit exposure and dispute resolution.

Fitri actively assists our clients across these key areas:

• Dispute Resolution
• Debt Recovery
• PKPU and Bankruptcy
• Competition Law (KPPU)
• Finance and Banking
• Financial Technology (Fintech)

Bachelor of Laws (S.H.) – Universitas Diponegoro

Master of Laws (M.H.) – Universitas Gadjah Mada

Fitri actively assists our clients across these key areas:

• Dispute Resolution
• Debt Recovery
• PKPU and Bankruptcy
• Competition Law (KPPU)
• Finance and Banking
• Financial Technology (Fintech)

Bachelor of Laws (S.H.) – Universitas Diponegoro

Master of Laws (M.H.) – Universitas Gadjah Mada